Effective Date: 01/01/2026
These Terms of Service (“Terms”) govern your use of wellness-seniors.com (the “Site” or “Platform”), which is owned and operated by Twenty Four Hour, LLC (“Twenty Four Hour, LLC,” “Company,” “we,” “our,” or “us”).
By accessing or using this Site, submitting information, or interacting with our services, you agree to be bound by these Terms.
If you do not agree, do not use the Site.
wellness-seniors.com is a consumer marketing and lead-generation platform operated by Twenty Four Hour, LLC.
We are not an insurance company, carrier, or agency.
We do not underwrite insurance policies, quote premiums, or make eligibility determinations.
Our role is to collect consumer inquiries and connect users with licensed third-party insurance agents, brokers, agencies, or marketplaces who may offer insurance products or services.
All insurance products and services are provided solely by third-party providers and are subject to their own terms, underwriting rules, and availability in your state.
You must be at least 18 years old to use this Site.
By submitting information, you represent and warrant that:
You are legally able to enter into these Terms
The information you provide is truthful and accurate
You are submitting your own contact details
By submitting your information through forms or phone calls, you expressly consent to be contacted by Twenty Four Hour, LLC, wellness-seniors.com, and our marketing and insurance partners via:
Telephone calls
Text messages (SMS)
Artificial or prerecorded voice
Automated dialing systems
This consent applies even if your number appears on any state or federal Do-Not-Call registry.
Consent is not a condition of purchasing insurance.
Message and data rates may apply.
You may opt out of text messages by replying STOP.
You agree to use the Site only for lawful purposes.
You may not:
Provide false or misleading information
Attempt to interfere with Site security or operations
Copy, scrape, harvest, or misuse Site data
Upload malicious code
Circumvent safeguards or tracking systems
We may suspend or restrict access for violations.
Submitting your information does not guarantee:
That you will be contacted
That you will receive quotes
That coverage will be offered
That you will qualify for any product
Coverage decisions, pricing, and availability are controlled exclusively by licensed insurance providers.
All Site content—including text, graphics, logos, layout, design, and software—is owned by or licensed to Twenty Four Hour, LLC and protected by intellectual-property laws.
You may not reproduce, distribute, modify, or exploit any portion without written permission.
The Site may include links to third-party websites.
We do not control or endorse those sites and are not responsible for their content, policies, or privacy practices.
Use third-party services at your own risk.
Your use of the Site is governed by our Privacy Policy, which explains how we collect, use, and share personal information.
By using the Site, you consent to those practices.
The Site and services are provided on an “as-is” and “as-available” basis.
To the fullest extent permitted by law, we disclaim all warranties, express or implied, including:
Merchantability
Fitness for a particular purpose
Non-infringement
Availability or accuracy
We do not guarantee uninterrupted or error-free service.
To the fullest extent allowed by law:
Neither Twenty Four Hour, LLC, wellness-seniors.com, nor their affiliates, officers, employees, or partners shall be liable for indirect, incidental, consequential, special, or punitive damages.
Our maximum total liability for any claim related to your use of the Site shall not exceed $100.
You agree to indemnify, defend, and hold harmless Twenty Four Hour, LLC, wellness-seniors.com, and their affiliates, employees, agents, and partners from any claims, losses, damages, liabilities, or expenses (including attorneys’ fees) arising from:
Your use of the Site
Your violation of these Terms
Your submission of inaccurate information
Your violation of third-party rights
These Terms are governed by the laws of the State of California and applicable federal law.
Any dispute must be brought exclusively in the state or federal courts located in San Diego County, California.
You waive any right to participate in class actions or jury trials relating to disputes with us, to the extent permitted by law.
We may modify these Terms at any time.
Updates will be posted with a new Effective Date.
Continued use of the Site after changes constitutes acceptance.
For questions regarding these Terms:
Twenty Four Hour, LLC
Operating wellness-seniors.com
Phone: +1 (833) 822-3284